Aircraft financing calculator
Work out what an aircraft costs per month. Enter the price, your down payment, an interest rate and the term, and the calculator shows the monthly payment and the total cost.
Estimated Monthly Payment
Enter an interest rate to see the monthly payment.
Example calculation only, not a loan offer. Your bank sets rate and terms.
How the calculation works
The calculator uses a standard annuity loan: the same payment every month, covering interest and repayment, until the loan is repaid at the end of the term. The loan amount is the price minus your down payment.
What affects aircraft financing
- Down payment: lenders typically expect a substantial share of the price as equity, and a larger one lowers the rate.
- Term: a longer term lowers the monthly payment but raises the total interest.
- Age and type of aircraft: the aircraft is the collateral, so its age, hours and resale market influence the terms.
- Usage: private, club or commercial use can lead to different offers and tax treatment.
Not a loan offer
This is an example calculation only. Trade:Aero does not grant or arrange loans. Interest rate, fees and conditions are set by your bank or lender; ask them for a binding offer.